Phase IFoundation
Background
Overview
The health insurance sector is vital for social security, public health, and economic stability. Challenges in affordability and access impact household finances, healthcare utilization, and the overall goal of universal health coverage, making it a key area for policy intervention and economic analysis.
Health insurance in India serves as a critical financial tool to mitigate the burden of medical expenses, operating through both public and private providers. It aims to enhance access to healthcare services and reduce catastrophic out-of-pocket expenditure for households.