GS-3News & Analysis08 June 2026thehindu.com

Health is wealth and both wear away

The article discusses the steep rise in health insurance premiums in India, attributing it primarily to high medical inflation (around 15% annually). It highlights the financial burden on individuals, especially older people, and explores alternative strategies like relying on top-up policies combined with personal emergency funds, questioning the long-term viability and economics of traditional health insurance.

The article discusses the steep rise in health insurance premiums in India, attributing it primarily to high medical inflation (around 15% annually). It highlights the financial burden on individuals, especially older people, and explores alternative strategies like relying on top-up policies combined with personal emergency funds, questioning the long-term viability and economics of traditional health insurance.

Exam linkage

GS Paper 3: Indian Economy (Issues relating to planning, mobilization of resources, growth, development and employment; Government Budgeting; Investment Models).

Syllabus mapping

This topic appears in Mains

Questions on Indian Economy come up regularly in GS papers. Practice writing an answer — and see exactly what earns marks.